Insurance and Payment Options

Insurance Accepted

Medical insurance providers often require pre-authorization for eye and vision care services. Before your appointment with us, please discuss any pre-authorization requirements with your insurance company.

• Aetna: HMO, PPO, POS (Aetna Medicare Replacement)
• American Health Alliance (AHA): PPO
• BCBS Medicare Advantage Plan
• BCBS OF KC: HMO, PPO
• BCBS OF KS: HMO, PPO
• Beech Street: PPO
• Choice Care Network: PPO
• Cigna: HMO, PPO, PPO PLUS, EPO, INDEMNITY
• Cigna Healthsprings
• Community Care Network (CCN): PPO
• CompAlliance: PPO
• Davis Vision
• EyeMed
• First Health: PPO
• Freedom Network and Freedom Network Select
• Galaxy Health Network: PPO
• GEHA
• Great West/Cigna: PPO, POS
• Health Choice of NW MO: PPO
• Health Mgmt Network (HMN): PPO
• Healthlink: HMO, PPO THROUGH FREEDOM NETWORK ONLY
• Humana: Gold Plus
• Humana: PPO & CHOICE PRODUCTS ONLY (Including Humana PPO Medicare Replacements)
• Medica
• MEDICARE
• MEDICARE-RAILROAD
• MultiPlan: PPO
• National Provider Network (NPN)
• National Vision Administrators (NVA)
• One Health Plan: HMO, PPO, POS
• Private Health Care Systems (PHCS): PPO & OPEN ACCESS
• Preferred Health Professionals (PHP)
• Preferred Plan and Preferred Plan Select (through Multiplan)
• Pyramid LIFE Today’s Options (Medicare Replacement)
• Sprint: Choice Indemnity Select (PPO, EPO)
• Superior Vision
• Tricare
• United Healthcare: HMO, PPO, POS
• United Healthcare (Benesight): PPO, TPA
• United Healthcare Medicare
• Veterans Admin Community Care

Disclaimer

We will check your vision benefit eligibility and make every attempt to help you understand and make the most of your benefits. It is important to understand that things can change between the eligibility check and the actual payment of the claim. For example, changes in insurance, lapse of time, new benefit years, claims that arrive to the payer after eligibility was checked, and purchases made between checking eligibility and placing an order for glasses or contacts. A quote of benefits is not a guarantee of benefits or payment. Charges not covered by your insurance company or benefit plan, as well as any co-payments, deductibles, and coinsurance amounts, are your responsibility.

Is My Treatment Covered by Insurance?

If your treatment is deemed to be elective (not medically necessary), it may not be covered by insurance. However, it is possible to pay for your out-of-pocket costs with funds from a medical spending account, like an FSA or HSA. We can also help you learn more about medical financing with CareCredit.

Paying for Care with FSA, HSA, and HRA Accounts

Patients can use funds from medical spending accounts like FSA (Flexible Spending Account), HSA (Health Savings Account, and HRA (Health Reimbursement Account) to cover the cost of care. These funds are specifically designated for healthcare expenses, and are employer-sponsored and tax-deferred. Funds from medical spending accounts may not carry over to the next calendar year, so it’s wise to use them before you lose them.